Effective Date: 1 June 2026
By accessing or using the civet-flow website (civet-flow.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
Permission is granted to temporarily access the materials on civet-flow's website for personal, non-commercial use only. This is the grant of a license, not a transfer of title, and under this license you may not:
The materials on civet-flow's website are provided "as is". civet-flow makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
The information provided on this website is for general informational purposes only and should not be construed as financial advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind about the completeness, accuracy, reliability, or suitability of the information.
Any reliance you place on such information is strictly at your own risk. We recommend that you seek professional financial advice tailored to your specific circumstances before making any financial decisions.
Visiting this website or contacting us does not create a client-advisor relationship. A professional relationship is only established when we have formally agreed to provide services to you in writing.
In no event shall civet-flow or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on civet-flow's website.
The materials appearing on civet-flow's website could include technical, typographical, or photographic errors. civet-flow does not warrant that any of the materials on its website are accurate, complete, or current. civet-flow may make changes to the materials contained on its website at any time without notice.
civet-flow has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by civet-flow of the site. Use of any such linked website is at the user's own risk.
You agree not to use the website:
All content on this website, including text, graphics, logos, images, and software, is the property of civet-flow and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
Any information, feedback, data, or other content you submit to us through the website becomes our property. We may use this information for any purpose, including improving our services, without any obligation to you.
We may terminate or suspend your access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms of Use.
These terms shall be governed and construed in accordance with the laws of the United Kingdom, without regard to its conflict of law provisions. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of the United Kingdom.
civet-flow may revise these Terms of Use at any time without notice. By using this website, you agree to be bound by the current version of these Terms of Use.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.
If you have any questions about these Terms of Use, please contact us:
civet-flow
42 Charlotte Square
Edinburgh EH2 4HQ
United Kingdom
Email: [email protected]